Loan Modification is a very effective solution if you are behind on your mortgage. If financial hardship is leading you into foreclosure, loan modification is an effective option. With a loan modification, the mortgage loan can be restructured so that it is affordable and fits into your budget comfortably rather than being a displeasing drain on already tight finances. The knowledgeable attorneys at Consumer Debt Legal Group connect you with professional loan...

The experienced attorneys at Consumer Debt Legal Group use many of the state and federal consumer protection laws to address misleading lenders and unjust practices. The attorneys at CDLG have many years of experience in finding violations of these laws. Consumer Debt Legal Group will aggressively defend your legal rights. Consumer Protection Laws The Truth in Lending Act (TILA) State Unfair and Deceptive Acts and Practices (UDAP) The Fair Credit Reporting Act...

The attorneys at Consumer Debt Legal Group are experienced with Equal Credit Opportunity Act (ECOA) litigation which prevents illegal discrimination that may occur when a bank has both payday loans and other short-term lending programs with different interest rates or pricing structures. Examiners should determine to whom the products are marketed and how the rates or fees for each program are set. They must also decide whether there is evidence of potential...

Debt collection practices are governed by both state and federal laws. FDCPA guidelines along with state and federal laws are very clear in that there are certain things these debt collectors cannot do when trying to collect a debt. Consumer Debt Legal Group knows that creditors and debt collectors often ignore your rights and willfully violate these laws. When a debt collector’s behavior reaches the level of harassment, debtors may sue and seek...

Foreclosure is an extremely confusing and stressful situation to be in. The home in which you have lived in is in danger of being taken away from you, and you may feel that there is no solution to the problem. Fortunately, the dedicated legal team at Consumer Debt Legal Group is here to help. CDLG can evaluate your particular situation, your concerns, and what we can do to assist you in your time of need. Although the situation may seem hopeless to you, there...

Credit card debt is at an all time high. Too many people obtain too many cards and then cannot keep up with the payments. If a creditor files a lawsuit against you after a default, they must prove certain issues in order to prevail in the case. First and foremost, they must prove that they are entitled to commence a lawsuit against you. This can be done by any number of ways. These credit card companies must produce some sort of documentation showing that you...

Decisions regarding bankruptcy can be extremely upsetting and embarrassing. Don’t make this decision without consulting a reputable bankruptcy attorney. The attorneys at Consumer Debt Legal Group are committed to providing you with the authoritative advice you need to make an effective decision that will work for you. CDLG will help you solve your financial troubles, and advise you the best way to take control of your fiscal future. Our experienced attorneys will...